NextCompany

100 Plus Year Insurance Agency with Seller Financing Available

Independent Property and Casualty Insurance Agency in Central Alabama

On NextCompany since October 4, 2026 (11 days)

AL areaEstablished 19146 FT employees
Insurance agencyProfessional ServicesSeller financing available
Financial summary
Asking price
N/A
Gross revenue
$2,725,562
Cash flow (SDE)
$554,100
FF&E
$90,313

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Business overview

This independent property and casualty insurance agency serves Central Alabama from two locations. Its book combines approximately 60 percent commercial lines with 40 percent personal lines. The agency maintains appointments with more than 30 carriers and reports client retention in the mid 80 percent range. It reports $2,725,562 in gross revenue and $554,100 in seller's discretionary earnings. Six full-time employees support the operation, which began in 1914. The seller plans to retire, offers financing to qualified buyers, and will support an ownership transition.

Who is a good fit for this business

  • Insurance agency operators seeking a Central Alabama book with commercial and personal lines.
  • Qualified buyers seeking seller financing and support during an ownership transition.
  • Acquirers planning to grow an insurance agency through additional producers and deeper carrier relationships.

Details

Reason for selling
Retirement
Real estate
Leased
Monthly rent
$2,500

Frequently Asked Questions

The agency sells property and casualty insurance. Its book contains approximately 60 percent commercial lines and 40 percent personal lines.

The agency reports $2,725,562 in gross revenue and $554,100 in seller's discretionary earnings. Its furniture, fixtures, and equipment carry a $90,313 value.

The agency operates from two locations with 6 full-time employees. It leases its premises for $2,500 monthly.

The seller offers financing to qualified buyers and plans to remain during a transition period. The owner plans to retire.

The agency identifies additional producers and deeper carrier penetration as growth avenues. It holds appointments with more than 30 carriers.

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