Privacy Policy
Last updated on September 1, 2025
Welcome to NextCompany (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal and financial information when you use our website and related services. By using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
1.1 Personal Information
We may collect personal information you provide directly, such as your name, email address, phone number, and other contact details when you register, subscribe, or interact with us.
1.2 Usage Information
We automatically collect technical and usage information, such as IP address, browser type, device information, and pages visited, to help us improve our website and services.
1.3 Financial Information (via Plaid)
If you choose to connect your bank account, we use Plaid Inc. (“Plaid”) to securely link your financial institution. Through Plaid, we may collect:
Bank account identifiers (e.g., account and routing numbers)
Account balances
Transaction history
Account details and related financial information
We do not store your online banking credentials. Plaid collects this information directly from your financial institution and shares it with us securely.
By connecting your bank account through our services, you expressly grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your financial information from your financial institution. You acknowledge and agree that when you use our Plaid-powered services, your financial data is accessed, processed, and transferred in accordance with both this Privacy Policy and Plaid's End User Privacy Policy (available at https://plaid.com/legal/#end-user-privacy-policy).
2. How We Use Your Information
We use the information we collect for purposes such as:
Providing and maintaining our services
Verifying your account and enabling secure financial connections
Analyzing financial data to deliver insights, tools, and reports
Communicating with you about your account, updates, and support
Complying with legal obligations and preventing fraud
Improving services based on aggregated, anonymized usage patterns
Creating financial summaries and visualizations from your banking data
Analyzing transaction history to provide spending insights
Categorizing transactions for budget tracking
We will not sell or rent your financial data to third parties.
3. Sharing Your Information
With Plaid: By using our services, you grant us and Plaid the right, power, and authority to access and transmit your financial information from your financial institution on your behalf. Your financial data is handled in accordance with the Plaid Privacy Policy.
With Service Providers: We may share information with trusted third-party providers who assist us in operating our platform, subject to confidentiality and security obligations.
For Legal Reasons: We may disclose information if required by law, regulation, or legal process.
4. Cookies and Similar Technologies
We use cookies and similar technologies to improve your browsing experience, track usage patterns, and personalize content. You can manage cookie preferences through your browser, but some features may not function properly without them.
5. Your Choices
Account Management: You can update or delete your personal information by contacting us.
Financial Data Revocation: You may revoke Plaid’s access to your financial data at any time by disconnecting your linked accounts.
Data Deletion: You may request deletion of your financial and personal data by contacting us at the address below. We will honor such requests unless retention is required by law.
Plaid Portal Access: You can view and manage all financial account connections made through Plaid across multiple apps by visiting Plaid Portal at https://my.plaid.com/
6. Security
We implement appropriate technical and organizational safeguards to protect your information, including:
Encryption of data in transit and at rest
Multi-factor authentication and access controls
Regular security monitoring and reviews
Compliance with applicable privacy and financial data protection laws (e.g., GLBA, CCPA, GDPR where applicable)
