Established, Profitable, Independent Insurance Agency for Sale
Independent insurance agency in Cook County, IL
On NextCompany since August 30, 2026 (45 days)
IL areaEstablished 20175 FT employees
Business overview
This independent insurance agency operates in a southwest suburb of Cook County, IL. It sits next to a DMV and writes mainly personal auto coverage. Direct appointments with Progressive, Nationwide, Berkshire Hathaway Guard, Hartford, First Chicago, and Foremost support the book. The agency holds 1,700 policies and more than 3,700 customers. Car registration sales supply 46% of revenue, nearly half of the book. The mix is 25% standard policies and 75% non-standard. Word of mouth has driven growth of at least 35% year over year since 2020. Five employees staff a leased office at $2,400 per month. Asking price is $1,150,000. Gross revenue is $757,376 and cash flow (SDE) is $373,630.
Who is a good fit for this business
- Buyers who already know the insurance industry and can take on a mixed auto book.
- Strategic acquirers with an existing agency who want a Cook County, IL add-on.
- Buyers using cash or conventional lending, since the seller prefers that funding.
- Owner-operators who will keep the leased office next to the DMV and the registration stream.
Details
- Reason for selling
- Moving on to other, current business ventures
- Real estate
- Leased
- Monthly rent
- $2,400
Frequently Asked Questions
The agency writes mainly personal auto insurance from a southwest suburb of Cook County, IL. Direct appointments include Progressive, Nationwide, Berkshire Hathaway Guard, Hartford, First Chicago, and Foremost. Car registration sales next to a DMV make up 46% of revenue. The book holds 1,700 policies and more than 3,700 customers.
The asking price is $1,150,000. Gross revenue is $757,376. Cash flow (seller's discretionary earnings) is $373,630. The listing also notes a $500,000 down payment. 2025 gross revenue was over $750k with $370k+ in SDE.
The business uses leased office space. Monthly rent is $2,400. The listing does not include owned real estate. Five employees work from that office.
The mix is 25% standard policies and 75% non-standard. Car registration sales make up 46% of revenue, nearly half the total. The listing says typical insurance-agency metrics will not value the business if a buyer ignores that stream. Direct appointments, not an aggregator, support the book.
The owner is moving on to other current business ventures. Seller financing is not offered. The listing prefers a cash or conventional lending buyer.