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Rare Independent P&C Insurance Agency - In Naples, FL

Independent P&C insurance agency in downtown Naples, Florida

On NextCompany since August 30, 2026 (45 days)

FL areaEstablished 20142 FT employees
Financial summary
Asking price
$1,800,000
Gross revenue
$452,000
Cash flow (SDE)
$287,563
FF&E
$10,000

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Business overview

This independent P&C insurance agency operates in Naples, Florida. Its book is approximately 50 percent homeowners, 35 percent auto, and 15 percent commercial. The agency holds major carrier appointments, including two with Progressive. Two employees staff a leased office just off 5th Avenue downtown. Gross revenue is $452,000. Cash flow is $287,563. The asking price is $1,800,000. Both partners will stay after closing to refer new customers.

Who is a good fit for this business

  • Experienced operators who can bring a strong back-office presence to this agency.
  • Owner-operators ready to work from the leased downtown Naples office.
  • Buyers who want both partners to stay after closing and refer customers.
  • Buyers seeking an independent P&C book with major carrier appointments, including Progressive.

Details

Reason for selling
Personal Reasons
Real estate
Leased
Monthly rent
$2,500

Frequently Asked Questions

This independent agency writes homeowners, auto, and commercial coverage in Naples. Homeowners make up approximately 50 percent of the book. Auto accounts for 35 percent. Commercial accounts for 15 percent.

The agency operates in Naples in Collier County, Florida. It leases an office just off 5th Avenue downtown. The office sits within walking distance of the Marina. Monthly rent is $2,500.

The asking price is $1,800,000. Gross revenue is $452,000. Seller's discretionary earnings are $287,563. Furniture, fixtures, and equipment total $10,000.

The agency leases its office. The sale covers the operating business, not the real estate. Monthly rent is $2,500. Furniture, fixtures, and equipment total $10,000.

Both partners will stay after closing. They will refer business to the buyer. They will bring in new customers.

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